Presented byPam Roland - Jackie Davis & Team |
Charm and location pair perfectly in this meticulously cared for 1920's home that's just a stone's throw from Sam's Point/Minnewaska State Park in the historic mountaintop community of Cragsmoor. The first floor is perfectly appointed with a spacious (but so cozy!) living room with a wood stove insert in a brick fireplace surround, an enclosed porch/sunroom, separate dining area, and a cute kitchen that leads right out to the garden. Beautifully maintained original details tell a story of fine craftsmanship and considered materials, filling the home with warmth and character. American chestnut woodwork and trim, original hardwood floors and doors, and a gorgeous stone chimney are just a few of the special features of this special home. The charm continues upstairs where you will find three sunny bedrooms, each with ample closet space. Recently upgraded, the spacious full bath features both the original claw foot tub and a more modern tiled shower. A true highlight of the home is the lovingly created and cared for native perennial gardens that surround the property. These gardens are a pollinator's paradise and both you and the buzzing bees will enjoy a full season and wide variety of bright blooms! Spanning 1. 3 acres, there is also a fenced in veggie garden with raised beds. The one car garage with electric is ideal for parking, storage, or a little studio or workshop. The large basement has a laundry area and plenty of storage space. Some recent upgrades include upgraded attic and basement insulation, a whole house water filtration system, exterior painting, repair and restoration to second floor windows (original to the home), renovated 1/2 and full bath, and full gutter replacement! Located in the picturesque hamlet of Cragsmoor, you can take advantage of extremely easy access to some of the best hiking and vistas in the Hudson Valley! Perched just above Ellenville, with a very scenic drive into town, you will find Morning Sunshine, Top Shelf, Everything Nice, The Common Good, Cohens, the Borscht Belt Museum, the weekly Market on Market There are many options for good food + fun plus more to come! Even more options can be found 20-30 minutes away in other destination towns like Mountaindale, Kerhonkson, and Accord. All under 80 miles to the GWB!
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,000
Sales Associate
William Raveis Real Estate
Phone: 203.258.3788
Pam.Roland@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $667 | $667 | $667 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,254 | $3,132 | $4,040 |
Total Monthly Payment | $4,013 | $3,891 | $4,799 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.