Presented byPam Roland - Jackie Davis & Team |
I don't know about you, but I prefer a house where everything is newly renovated, clean, and highly efficient. I'm drawn to homes with gleaming solid hardwood and ceramic tile floors and granite countertops. The homes with well-equipped chef's kitchens featuring new high-end stainless steel appliances, including a range with air fryer, a dishwasher, and a wine cooler. It's reassuring to have a brand-new boiler, hot water heater, pressure tank, water filtration, and softener system. I find comfort in the cozy ambiance provided by a wood-burning fireplace that efficiently heats the home on cold winter nights. I appreciate ample space, so having 4 bedrooms and 3 baths suits my lifestyle well, especially since a home office is important to me. I envision being welcomed by lighted stone pillars at the entryway and admiring the thoughtfully landscaped spacious and private yard, featuring a mix of heirloom plantings and newly added specimen trees and plants, framed by a skillfully built stone wall along the back border as I drive into my heated 2 car garage. I enjoy beautiful mountain views in the winter and enchanting forest views in the summer. I value the convenience of being close to shopping in Kingston, the vibrant culinary and cultural scene of Woodstock, having the Ashokan Rail Trail within walking distance, and being at the gateway of the Catskill Park, where I can ski, hike, fish, and enjoy the natural beauty of one of the most popular destinations in the Northeast. If you think like me, then I am sure you are going to love 5 Birch Street in low tax West Hurley on a quiet dead end street.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
Sales Associate
William Raveis Real Estate
Phone: 203.258.3788
Pam.Roland@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.042% | 6.276% |
Monthly Tax Payment | $348 | $348 | $348 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,285 | $4,217 |
Total Monthly Payment | $3,809 | $3,725 | $4,657 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.