Presented byPam Roland - Jackie Davis & Team |
VT Cape Farmhouse located in a pretty spot above the Sunny Brook on 1. 2+/- acres. Low-traffic, dead-end side street w/ acreage on both sides of the street. Extensive renovations completed over the past 2 years, but still exterior projects await next owner. House was leveled, stabilized w/ added support, w/ 1st floor gutted and reinsulated with R15 rockwool. Layout adjusted for improved flow and use. Kitchen enlarged w/ new 36" professional gas range and 40" hood, new farm sink, sink cabinet and counter built out of salvaged barn wood. Walk-in pantry w/ hardwood flooring. New 1st floor bath w/ clawfoot tub, laundry closet and room for a corner shower. Wood stove w/ slate tile hearth. Some exposed softwood floors upstairs. New paint throughout the upstairs. Gigantic barn was detached from the house, leveled and support added. Chicken Coop/shed with T-post fencing, plus additional fenced pen across the street on owned land. Pear, peach, plum and apple trees. Mulberry, blue berries golden raspberry and red raspberry bushes. Garden space, too! Less than 4 miles to Baker Pond, Allis State Park, Norwich University and Northfield. Less than an hour to Stowe, Sugarbush Valley or Killington if you ski. Seller will be installing a 18, 000 BTU or greater heat pump mini split unit prior to closing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
Sales Associate
William Raveis Real Estate
Phone: 203.258.3788
Pam.Roland@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $269 | $269 | $269 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,381 | $1,329 | $1,714 |
Total Monthly Payment | $1,725 | $1,673 | $2,058 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.