Presented byPam Roland - Jackie Davis & Team |
Adorable farmhouse rich in history nestled in Orwell Village! The property has a feeling of being expansive, a sprawling back lawn area, "he/she shed" and gardens of perennials are truly spectacular! Step inside of this 1846 historic home and see how lovingly the current owners have maintained to keep the special characteristics (copper countertops for starters!)! Three well sized bedrooms, one large bathroom with a soaking tub is what you will find upstairs! Two staircases will bring you down into the main living area where the cozy kitchen (with updated appliances!) and formal dining area, half bath, as well as the living area and office space. The beautiful wood flooring really shines and are well kept. Charming and cozy are the key points of this home, you will really feel the warmth when you see it! Shopping, post office, bank, school are close by if you enjoy village amenities AND this home sits on the last "village" lot on your way outside of town, the feeling of countryside-best of both worlds! This home is ready for its new owner to enjoy as the sellers have made some nice updates over the years all while keeping that 1846 charm! A must see on your home shopping adventure!
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,000
Sales Associate
William Raveis Real Estate
Phone: 203.258.3788
Pam.Roland@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $212 | $212 | $212 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,504 | $1,483 | $1,914 |
Total Monthly Payment | $1,791 | $1,770 | $2,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.